The McMillan Williams Commercial Property Team are client-focused. Our goal is to make sure that we know and understand our client’s intentions and that the advice we provide meets their business objectives.

Gary Wainwright
Gary Wainwright
Partner & Head of Commerical & Specialist Property

We listen to our clients and always deliver a high quality service with the aim of creating long term trusting relationships. We pride ourselves on getting the deal done within the client's timescale and budget.

Scope of Service

Our specialist Commercial Property Lawyers can advise on all aspects of commercial property transactions in the UK including:

•    Sale and purchase acquisitions and disposals
•    Business and asset sale and purchases
•    Hotels and sales of care homes
•    Sale and leasebacks
•    Offices and serviced offices
•    Retail units, Industrial units and business estates
•    Mixed use, plot sales and new build developments
•    Refurbishments and fit-out works
•    Landlord and tenant lease renewals, grant of new leases and assignments / transfers of ongoing leases and requisite licences from landlords
•    Rent deposits
•    Licences for Alterations
•    Surrenders and break clauses
•    Authorised Guarantee Agreements
•    Heads of Terms
•    Options
•    Overage
•    Section 106 Agreements

Our Lawyers act for landlords and tenants, owner-occupiers, developers, Small to Medium Enterprises (SMEs), large businesses, entrepreneurs, Self Invested Personal Pensions (SIPPs), private investors and high net worth individuals. 

We also act for investors, borrowers and lenders and have a highly experienced and successful Secured Lending team who lead transactions relating to purchases, refinancing and regearing.  We also have a specialist Property Litigation department who deal with landlord and tenant disputes, issues with dilapidations and all other property disputes.

Lawyers with Commercial Minds

Lucinda Lymer
Lucinda Lymer
Senior Associate Solicitor - Company & Commercial Property

The property sector in the UK is rapidly changing and our lawyers have a deep understanding of the commercial, political and economic factors that play a part in these changes. 

We understand that development is high on the agenda and that the high street is changing.  We know that this is contributing and shaping commercial opportunities.  Our focus is on finding the practical commercial solutions for all our clients, whether they are an individual or a business. 

Specialist Advice All Under One Roof

Our tenacious and determined Commercial Property Lawyers are highly skilled negotiators and specialists in dealing with businesses of every size.  We can advise the best option for our clients on at every stage of the transaction and on all elements.  MW is underpinned by dedicated professionals who specialise in a wide range of disciplines in order to offer our clients a fully robust service under one "roof".

We prepare, draft, negotiate and advise on the full suite of commercial documentation, quickly and efficiently, regardless of the scale of the transaction.  What sets us apart is that our Commercial Property Lawyers have access to and collaborate with our Lawyers in other teams who practice a wide range of other specialisms in order to provide our clients with a clear and coordinated approach.

We address issues at the earliest possible due diligence stage and guide our clients throughout the transaction, however complex, in order to provide innovative and tailored advice and solutions.  This attention to detail and access to a unique range of knowledge and expertise means our clients are assured that we are the number one firm to instruct in order to support their commercial interests. 

We Can Help

At MW, our Mission is "To make quality legal services accessible to everyone" including our commercial clients.

If you are need of high quality specialist commercial advice delivered in a timely and cost efficient manner, call us today on 0203 551 8500 or email us at

McMillan Williams’ specialist Borrower Bridging Team acts exclusively for borrowers of short-term finance including Bridging Loans, Development Loans and Commercial Mortgages

Bridging Loan

Harry Tuke
Harry Tuke
Partner & Head of Borrower Bridging Finance

Short term bridging loans are typically used to ‘bridge’ a gap in funding, and are becoming an increasingly popular choice for home-owners, landlords and businesses alike to:

  • secure the purchase of a property in advance of a related sale
  • complete auction purchases within required timescales
  • finish off renovation works and minor developments
  • refinance and/or consolidate existing debts
  • release capital quickly

We are used to the speed and intensity of work required draw down funds as soon as possible, ranging from a few days to a few weeks depending on the complexity of the deal.

Development Loans

Development loans are used to fund property development, from £200k refurbishments or conversions to multi-million pound new-build projects. They are used for residential, commercial and mixed-use properties, and can be applied for by both experienced and first time developers. Depending on the nature and timing of the building works, development loans are occasionally offered up-front in full by the lender but it is more normal for the loan to be drawn down in tranches, with fixed amounts being made available at various stages of the works.

Our experience in both development work and property finance is substantial, and we will take an active role in driving your development loan through to completion.

Commercial Mortgages

Commercial mortgages are generally used to secure business loans above £25,000, and can be used for any purpose relating to the business. Commercial mortgages tend to be for a longer term than those mentioned above, and can be secured against any type of property, whether occupied or not.

We are familiar with lenders’ usual requirements, and would be pleased to help complete your commercial mortgage.

We Can Help

Whether you are using a bridging loan, development loan or commercial mortgage as an individual or as a company, our team of specialist lawyers are able to provide the expertise, advice and understanding required to complete your intended secured loan within preferred timescales. We prides ourselves on being able to offer borrowers an efficient and premium service.

If you are thinking about bridging finance or wish to talk to our specialist Borrower Bridging Finance Team to quickly and effectively complete your matter call us today on 020 3551 8500 or email us at

A commercial security transaction relates to the secured lending to a customer of a bank or other lending institution where the purpose of the loan is clearly for the customer's business purposes.

Gary Wainwright
Gary Wainwright
Partner & Head of Commerical & Specialist Property

Many banks have policies whereby in commercial security transactions the banks instruct separate practice units to represent them.  Borrowers instruct their own solicitors. The banks' solicitors will usually recover their fees and outlays from the borrowers.

The relationship between solicitor and borrower differs greatly to the solicitor and lender relationship. The borrower may be prepared to "live with" a minor defect in title or some lack of planning or building consent whereas a  lender may take an entirely different stance. All usual enquiries in respect of a prudent purchaser will be considered by a solicitor acting for the bank in addition to further matters designed to ensure the bank’s security properly protects the bank’s legal and financial position.

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